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Contact

Contact with chambers should be made through the Practice Management Team. They are happy to discuss client requirements and provide further information on such matters as the expertise and experience of individual members, fees, working practices and languages spoken. We have members able to work in French, German, Italian, Spanish, Dutch, Swedish, Greek and Chinese (Mandarin).

Outside working hours, a member of our team is always available to be contacted on matters of an urgent nature. Contact should be made using the Chambers main number or email.

To contact our Singapore office, please contact our BD Director, Asia, Rachel Foxton. Out of office hours calls will automatically be diverted to our clerking team in London.

London

20 Essex Street
London
WC2R 3AL

enquiries@twentyessex.com
t: +44 20 7842 1200
DX 0009 Lond/Chan Lane

Singapore

28 Maxwell Road
#02-03
Maxwell Chambers Suites
Singapore 069120

singapore@twentyessex.com
t: +65 62257230

Contact

Contact with chambers should be made through the Practice Management Team. They are happy to discuss client requirements and provide further information on such matters as the expertise and experience of individual members, fees, working practices and languages spoken. We have members able to work in French, German, Italian, Spanish, Dutch, Swedish, Greek and Chinese (Mandarin).

Outside working hours, a member of our team is always available to be contacted on matters of an urgent nature. Contact should be made using the Chambers main number or email.

To contact our Singapore office, please contact our BD Director, Asia, Rachel Foxton. Out of office hours calls will automatically be diverted to our clerking team in London.

London

20 Essex Street
London
WC2R 3AL

enquiries@twentyessex.com
t: +44 20 7842 1200
DX 0009 Lond/Chan Lane

Singapore

28 Maxwell Road
#02-03
Maxwell Chambers Suites
Singapore 069120

singapore@twentyessex.com
t: +65 62257230

20/04/2020

Business interruption insurance and the Coronavirus Job Retention Scheme (furloughing)

At the time of writing the ‘lockdown’ remains in force and seems likely to continue for some time. It is clear that the result of these measures will be huge losses to (or at least substantially reduced profits for) many businesses which have been forced to close entirely or substantially reduce or change their usual commercial activities.

Many of these businesses will have Business Interruption Insurance and will expect that insurance to respond. Most will be disappointed. But a fortunate few are likely to have cover in principle. This is not an article about which wordings fall into which camp (much of this has been written and said elsewhere).

Rather, this article considers some of the issues an insured who otherwise has (or thinks it may have) cover should be thinking about in relation to its insurance. In particular, it looks at how a business’ decision to furlough or not furlough staff pursuant to the Government’s proposed Coronavirus Job Retention Scheme might impact on recovery under Business Interruption Insurance.

Download the full article (PDF, 566KB)

Relevant members
Philip Edey QC Andrew Dinsmore
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